The FinAccess Survey 2021 highlighted that the usage and quality of financial services and products continue to deepen in Kenya, driven by increased adoption of financial technology and innovations, conducive government policies and private sector strategies. Access to formal financial services and products has grown from 26.7 per cent in 2006 to 83.7 percent in 2021. Despite great advances, there are persistent financial inclusion gaps across several variables including age, education, gender, income, livelihoods, and regions. The findings also revealed issues with consumer protection and financial education. Kenya has been a model and example for other countries on mobile money services and payment digitization. A better understanding of the wage digitization process and its decent work implications is timely to scale up responsible transition for all women and men workers in Kenya and beyond.

Our intervention

We are currently conducting a rapid assessment on digital wages for decent work in Kenya. The field data collection focuses on the tea and cut flower sectors (January – May 2022).

The findings will enable us to design our intervention.