Areas Asia and the Pacific

Increasing partner loyalty through digital payments

This case study presents how the National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.

Increasing supply chain transparency through digital payments

This case study presents how Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.

HERfinance Digital Wages: Lucky’s story

Hear from Mosammot Lucky, a Peer Educator in HERfinance Digital Wages in Bangladesh.

Moving to electronic payment in the Thai fishing industry

The objective of this research is to determine the best options for implementation of bank electronic payroll systems for vessel owners and fishers as the practice is now mandatory by law.

Ship to Shore Rights South East Asia ATM Campaign

This video by the ILO Ship to Shore Rights South East Asia project presents in simple steps how to use an ATM.

How much does having a bank account help the poor?

Having a bank account is widely regarded as the first step toward financial inclusion of the poor. Funds deposited in a bank account are also observed to lead to higher savings. Exploiting special features of the National Rural Employment Guarantee…

Wage digitization in readymade garment (RMG) sector in Bangladesh is crucial for women empowerment, social compliance and competitiveness

This research article on the reviews current practices of wage disbursement in the Readymade Garment (RMG) Sector, proposects of digital payments, and potential impact on women workers, compliance, and the industry as a whole.

Digitizing wage payments in Bangladesh’s garment production sector

The journey from cash to electronic payments in Bangladesh’s garment sector is gathering pace as garment production factories discover how digitizing wages can save time, reduce costs, increase transparency and empower workers by improving their access to finance. In short,…

Digitizing worker salary payments: A manual for ready-made garment factories

This manual presents the current state of mobile financial services for garment workers in Bangladesh and the challenges of adopting digitized payments. It covers subjects such as environmental contexts, tips for mitigating challenges, registering accounts and selecting service providers.

Mobile-izing savings with automatic contributions: Experimental evidence on dynamic inconsistency and the default effect in Afghanistan

Working with Afghanistan’s primary mobile phone operator, the authors of this working paper designed and deployed a new mobile phone-based automatic payroll deduction system at the country’s largest firm. Through a field experiment, they found that default enrollment in payroll…