Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
These Principles, developed by the United Nations-based Better Than Cash Alliance, define who needs to be responsible, what it means to be responsible and how to be responsible. They are not intended to provide a technical analysis of what each…
Markets for consumer financial services are growing rapidly in low- and middle-income countries and are being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers. The authors seek to bridge regulator and academic perspectives…
This document provides an overview of how countries have leveraged the spread of digital technologies and infrastructure to improve governance, including by digitizing identification systems, social safety net services such as unconditional cash payments, and government response during emergencies (including…
This document summarizes the relationship between access to digital financial services and women’s economic empowerment. Topics include the mechanisms through which that access can help expand the breadth of women’s support networks, expedite transfers during periods of need, empower women…
The Wage Digitization Digest was a monthly desk-based intelligence report produced by Synergos from May 2020 – June 2021 that sourced from English-language media spanning a monthly timeframe specified in the digest. The report covered the impact on workers during…
Over the past decades, the dissemination of technology and digital infrastructures has opened up new and seemingly unparalleled opportunities for sustained growth and innovation. Markets have become more interconnected, digital products and services have mushroomed around the world, and digital…
Qatar, Philippines and ILO showcase digital wage payment solutions for decent work, at UN STI Forum
In the absence of regulatory guardrails, some earned wage access programs can perpetuate, and in some instances exacerbate, the very risks providers claim to eliminate when displacing short-term creditors like payday lenders. This article proposes a federal-level regulatory framework based…
This report provides recommendations to make credible advances on responsible payments digitization for workers in Senegal, with an emphasis on raising awareness of the benefits and costs amongst key stakeholders, promoting trust and fair digital payment standards, introducing targeted incentives…
This article analyses the earned wage access market, assesses the likelihood that it will displace payday lending, and reveals some of the dangers lurking beneath the low-cost surface of these transactions. It argues that earned wage access products have the…