Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
Over the past decades, the dissemination of technology and digital infrastructures has opened up new and seemingly unparalleled opportunities for sustained growth and innovation. Markets have become more interconnected, digital products and services have mushroomed around the world, and digital…
Qatar, Philippines and ILO showcase digital wage payment solutions for decent work, at UN STI Forum
In the absence of regulatory guardrails, some earned wage access programs can perpetuate, and in some instances exacerbate, the very risks providers claim to eliminate when displacing short-term creditors like payday lenders. This article proposes a federal-level regulatory framework based…
This report provides recommendations to make credible advances on responsible payments digitization for workers in Senegal, with an emphasis on raising awareness of the benefits and costs amongst key stakeholders, promoting trust and fair digital payment standards, introducing targeted incentives…
This article analyses the earned wage access market, assesses the likelihood that it will displace payday lending, and reveals some of the dangers lurking beneath the low-cost surface of these transactions. It argues that earned wage access products have the…
This research brief outlines key findings on the impact of mobile money on poverty. It shares evidence from a range of studies about the effects of mobile money on individuals and households and about the user experience of payment transfers…
This post discusses how digital financial solutions can improve women’s access to formal financial services.
This post discusses the introduction of the digitial yuan as a means of wage payment in China.
This article synthesizes research about the long-term costs of debt inequality on communities of colour in the United States of America, adding an in-depth analysis of several new advances in banking and lending, and proposing several key principles for reducing…
The ILO and Women’s World Banking, along with the Australian Government’s Department of Foreign Affairs and Trade hosted a webinar on digital wage payments given its potential to empower workers, particularly women workers, by increasing their control over their wages…