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The impact of mobile money on poverty

This research brief outlines key findings on the impact of mobile money on poverty. It shares evidence from a range of studies about the effects of mobile money on individuals and households and about the user experience of payment transfers…

Fintech’s role in exacerbating or reducing the wealth gap

This article synthesizes research about the long-term costs of debt inequality on communities of colour in the United States of America, adding an in-depth analysis of several new advances in banking and lending, and proposing several key principles for reducing…

Reaching financial equality for women

This slide deck presents a 10-point action plan for governments and businesses to rebuild stronger after COVID-19 by prioritizing women’s digital financial inclusion

Report on IOE digital wage payments conference (virtual)

This report summarizes the discussion of a virtual conference on the opportunities and challenges created by digital wage payments, organized on 3 February 2021 by the International Organisation of Employers, in collaboration with the International Labour Organization and the Better…

Digital wage payments: Challenges and opportunities

On 3 February, IOE, in collaboration with the International Labour Organization and the Better Than Cash Alliance, organised a digital conference on the opportunities and challenges in digital wage payments, as well as on lessons learned in the field.

Payday

Why does the payday still exist? This article studies various explanations—economic, historical, behavioral, and legal. It concludes that the payday owes its existence to legacy legal architecture and suggests a path for legal reform.