Sectors Services

Driving sales through digital working capital loans for small merchant

This case study presents how Unilever partnered with Mastercard and Kenya Commercial Bank to develop a digital working capital platform helping small merchants grow sales in Kenya, called Jaza Duka.

Strengthening Mexico’s small merchants through digital payments

This case study presents how Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stores in Mexico.

Saving money, saving lives: Digital payments and the Ebola crisis in Sierra Leone

This report and accompanying video by the Better than Cash Alliance present Sierra Leone’s experience using digital wallets for the payment of frontline Ebola response workers.

Mobile-izing savings with automatic contributions: Experimental evidence on dynamic inconsistency and the default effect in Afghanistan

Working with Afghanistan’s primary mobile phone operator, the authors of this working paper designed and deployed a new mobile phone-based automatic payroll deduction system at the country’s largest firm. Through a field experiment, they found that default enrollment in payroll…

Government mobile salary payments for teachers in Afghanistan

This brief presents a randomized evaluation in Afghanistan to study whether mobile salary payments improve learning by increasing teacher attendance and morale.