Topics Inclusive finance

Enhancing women’s economic empowerment through digital cash transfers: Analysis of the Digitize/Direct/Design criteria applied to the National Rural Employment Guarantee Scheme in Bihar, India

This report shares the results from a recent landscaping exercise that identifies the constraints to effectively serving Bihari women through National Rural Employment Guarantee Scheme (NREGS), India’s largest safety net program for rural households. The report is structured in line…

Emerging trends in the use of technology as a driver of the transition to formality: Experiences from Asia and the Pacific

Informality trends across labour markets are likely to be affected by the rising diffusion of technology in many ways. On the one hand, there are apprehensions concerning the risks of job losses due to increasing automation of production processes and…

New technologies and the transition to formality: The trend towards e-formality

This paper focusses on how technologies can enhance the impact of institutional public policies addressing informality. Today, an increasing number of governments are promoting the application of new technologies to simplify and facilitate the transition from the informal to the…

Making payroll cards work for employees

This report provides findings from consumer research on employee payroll card usage and opportunities for improvement in card design and delivery in the United States of America.

Financial needs of garment workers in India

This report examines the opportunity to expand financial inclusion for women in India’s garment sector by increasing women’s access to and use of mobile financial products and services.

HERfinance Digital Wages: Lucky’s story

Hear from Mosammot Lucky, a Peer Educator in HERfinance Digital Wages in Bangladesh.

Bank identity: Banks, ID cards, and the emergence of a financial identification society in Sweden

Today, nearly the entire adult population in Sweden uses a digital BankID for more purposes than only financial ones. Issuing identity documents is commonly perceived as a task for state authorities, but in Swedish society banks have played a dominant…