Topics Inclusive finance

Smartphones & mobile money: The next generation of digital financial inclusion

Global smartphone adoption is set to ramp up massively in the coming years, particularly in developing markets. As more unbanked consumers gain access to smartphones and mobile internet services, new opportunities for mobile financial services models will arise. This GSMA…

Length of the last mile: Delays and hurdles in NREGA wage payments

This report focuses on the last mile challenges faced by Mahatma Gandhi National Rural Employment Guarantee Act (NREGA) workers in accessing their wages after the wages have been credited to the workers’ bank or postal accounts. It is based on…

The Wages Act 1986: An exercise in employment abuse

This article evaluates the United Kingdom’s Wages Act 1986, including in relation to cashless pay.