Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
The period from the 1950s to the late 1970s saw an almost uniform decline of cash-to-GDP ratios in industrial countries. A closer look at the German payment system suggests that the factor causing such a change was a shift towards…
This research article on the reviews current practices of wage disbursement in the Readymade Garment (RMG) Sector, proposects of digital payments, and potential impact on women workers, compliance, and the industry as a whole.
The journey from cash to electronic payments in Bangladesh’s garment sector is gathering pace as garment production factories discover how digitizing wages can save time, reduce costs, increase transparency and empower workers by improving their access to finance. In short,…
This manual presents the current state of mobile financial services for garment workers in Bangladesh and the challenges of adopting digitized payments. It covers subjects such as environmental contexts, tips for mitigating challenges, registering accounts and selecting service providers.
This report analyses the shadow economy in eight Central and Southern European countries. It estimates the potential impact of various regulations that, by replacing cash with electronic payments, or by increasing the share of registered consumer cash transactions, may lead…
Various agents – rural patriarchs, traders, government authorities, appliance retailers – have used techniques to keep wages beyond migrants’ control. Paradoxically, similar techniques have, on occasion, been eagerly embraced by migrants themselves, who know that these resources will need to…
Individuals and businesses make numerous payments every day. They sometimes have choices about what forms of payment to make or accept, and at other times are effectively forced to use a particular form. Often there is an asymmetric power relationship…
This article covers trends in the US payroll-card market, benefits and risks of using the cards, applicable state and federal laws, and tips for advocates assisting workers on payroll cards.
This article traces wages’ social productivity among farm workers on the Zimbabwean-South African border. In this migrant-labour setting, money’s form matters. Because currency objects are physically the same, it is difficult for workers to store them in an insecure environment,…
This report focuses on the last mile challenges faced by Mahatma Gandhi National Rural Employment Guarantee Act (NREGA) workers in accessing their wages after the wages have been credited to the workers’ bank or postal accounts. It is based on…