Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This report provides findings from consumer research on employee payroll card usage and opportunities for improvement in card design and delivery in the United States of America.
The objective of this research is to determine the best options for implementation of bank electronic payroll systems for vessel owners and fishers as the practice is now mandatory by law.
Today, nearly the entire adult population in Sweden uses a digital BankID for more purposes than only financial ones. Issuing identity documents is commonly perceived as a task for state authorities, but in Swedish society banks have played a dominant…
This guide, developed for the United States of America, provides policymakers with a comprehensive source of information concerning payroll cards. The American Payroll Association’s model payroll card legislation is included in the appendix.
This paper is an assessment of the limitations of the electronic Wage Protection System (WPS) introduced in four of the six Gulf Cooperation Council (GCC) states. The widespread practice of withholding wages has led to the GCC states introducing a…
Having a bank account is widely regarded as the first step toward financial inclusion of the poor. Funds deposited in a bank account are also observed to lead to higher savings. Exploiting special features of the National Rural Employment Guarantee…
The period from the 1950s to the late 1970s saw an almost uniform decline of cash-to-GDP ratios in industrial countries. A closer look at the German payment system suggests that the factor causing such a change was a shift towards…
This paper reviews evidence on the benefits and challenges faced by governments migrating from cash to digital (electronic) government-to-person (G2P) payments. When supported by an appropriate consumer financial protection framework, digital payments enable confidential and convenient financial services, which can…
This report analyses the shadow economy in eight Central and Southern European countries. It estimates the potential impact of various regulations that, by replacing cash with electronic payments, or by increasing the share of registered consumer cash transactions, may lead…
This report and accompanying video by the Better than Cash Alliance present Sierra Leone’s experience using digital wallets for the payment of frontline Ebola response workers.