Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This research article on the reviews current practices of wage disbursement in the Readymade Garment (RMG) Sector, proposects of digital payments, and potential impact on women workers, compliance, and the industry as a whole.
The journey from cash to electronic payments in Bangladesh’s garment sector is gathering pace as garment production factories discover how digitizing wages can save time, reduce costs, increase transparency and empower workers by improving their access to finance. In short,…
This report analyses the shadow economy in eight Central and Southern European countries. It estimates the potential impact of various regulations that, by replacing cash with electronic payments, or by increasing the share of registered consumer cash transactions, may lead…
This report and accompanying video by the Better than Cash Alliance present Sierra Leone’s experience using digital wallets for the payment of frontline Ebola response workers.
Working with Afghanistan’s primary mobile phone operator, the authors of this working paper designed and deployed a new mobile phone-based automatic payroll deduction system at the country’s largest firm. Through a field experiment, they found that default enrollment in payroll…
Various agents – rural patriarchs, traders, government authorities, appliance retailers – have used techniques to keep wages beyond migrants’ control. Paradoxically, similar techniques have, on occasion, been eagerly embraced by migrants themselves, who know that these resources will need to…
Individuals and businesses make numerous payments every day. They sometimes have choices about what forms of payment to make or accept, and at other times are effectively forced to use a particular form. Often there is an asymmetric power relationship…
This article covers trends in the US payroll-card market, benefits and risks of using the cards, applicable state and federal laws, and tips for advocates assisting workers on payroll cards.
Global smartphone adoption is set to ramp up massively in the coming years, particularly in developing markets. As more unbanked consumers gain access to smartphones and mobile internet services, new opportunities for mobile financial services models will arise. This GSMA…
This article traces wages’ social productivity among farm workers on the Zimbabwean-South African border. In this migrant-labour setting, money’s form matters. Because currency objects are physically the same, it is difficult for workers to store them in an insecure environment,…