Contact us: digitalwages@ilo.org
New report: Earned wage access – A global study on benefits and risks

EWA an innovative solution that lets workers access part of their earned wages before payday — and it is starting to reshape how we think about payroll and financial well-being.
In our recently published report, we explore the benefits, risks, and regulatory implications of EWA for both workers and employers.
The report provides key insights for:
- Employers aiming to support workers’ well-being.
- Workers’ organizations advocating for fair access.
- Regulators navigating the balance between innovation and protection.
If you are considering EWA for your organization, or simply curious about how it fits into the future of work and financial inclusion, this is a must-read.