Areas Americas

Payday

Why does the payday still exist? This article studies various explanations—economic, historical, behavioral, and legal. It concludes that the payday owes its existence to legacy legal architecture and suggests a path for legal reform.

The electronic payroll system in Peru

This video presents the electronic payroll system in Peru, which helps facilitate workers’ registration and transition to formality and contributes to improving the effectiveness of labour inspections.

How workers get paid is changing: Consumer protections need to catch up

This report explains how workers in the United States of America are paid, highlights data showing an increasing use of payroll cards, describes the types of workers most likely to use payroll cards, and outlines the benefits and risks of…

Making payroll cards work for employees

This report provides findings from consumer research on employee payroll card usage and opportunities for improvement in card design and delivery in the United States of America.

Strengthening Mexico’s small merchants through digital payments

This case study presents how Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stores in Mexico.

Regulation of payroll card accounts: A guide for policymakers (with model payroll card legislation)

This guide, developed for the United States of America, provides policymakers with a comprehensive source of information concerning payroll cards. The American Payroll Association’s model payroll card legislation is included in the appendix.

Pay me how? What you should know about payroll cards

This article covers trends in the US payroll-card market, benefits and risks of using the cards, applicable state and federal laws, and tips for advocates assisting workers on payroll cards.