Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This manual presents the current state of mobile financial services for garment workers in Bangladesh and the challenges of adopting digitized payments. It covers subjects such as environmental contexts, tips for mitigating challenges, registering accounts and selecting service providers.
Working with Afghanistan’s primary mobile phone operator, the authors of this working paper designed and deployed a new mobile phone-based automatic payroll deduction system at the country’s largest firm. Through a field experiment, they found that default enrollment in payroll…
The Garment Worker Diaries, an initiative currently led by Microfinance Opportunities in collaboration with SANEM in Bangladesh, collects data on the work hours, income, expenses, and financial tool use of workers in the global apparel and textile supply chain in…
This report focuses on the last mile challenges faced by Mahatma Gandhi National Rural Employment Guarantee Act (NREGA) workers in accessing their wages after the wages have been credited to the workers’ bank or postal accounts. It is based on…
The government of India has shifted from cash payment of wages under the renamed Mahatma Gandhi Employment Guarantee Scheme to settlement through bank accounts. This has been done in order to prevent defrauding of workers and to give them greater…
This brief presents a randomized evaluation in Afghanistan to study whether mobile salary payments improve learning by increasing teacher attendance and morale.