Sectors Industry

Increasing partner loyalty through digital payments

This case study presents how the National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.

Increasing supply chain transparency through digital payments

This case study presents how Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.

HERfinance Digital Wages: Lucky’s story

Hear from Mosammot Lucky, a Peer Educator in HERfinance Digital Wages in Bangladesh.

Wage digitization in readymade garment (RMG) sector in Bangladesh is crucial for women empowerment, social compliance and competitiveness

This research article on the reviews current practices of wage disbursement in the Readymade Garment (RMG) Sector, proposects of digital payments, and potential impact on women workers, compliance, and the industry as a whole.

Digitizing wage payments in Bangladesh’s garment production sector

The journey from cash to electronic payments in Bangladesh’s garment sector is gathering pace as garment production factories discover how digitizing wages can save time, reduce costs, increase transparency and empower workers by improving their access to finance. In short,…

Digitizing worker salary payments: A manual for ready-made garment factories

This manual presents the current state of mobile financial services for garment workers in Bangladesh and the challenges of adopting digitized payments. It covers subjects such as environmental contexts, tips for mitigating challenges, registering accounts and selecting service providers.

Garment Worker Diaries

The Garment Worker Diaries, an initiative currently led by Microfinance Opportunities in collaboration with SANEM in Bangladesh, collects data on the work hours, income, expenses, and financial tool use of workers in the global apparel and textile supply chain in…