Topics Digital technology

Accelerating women’s financial inclusion in Bangladesh’s garment sector

This brief describes the results of a joint IFC and Bangladesh Bank initiative that developed the business case for electronic wage payments in Bangladesh’s garment sector to increase women’s financial inclusion.

RISE digital wages toolkit for factory managers

RISE Digital Wages Toolkit is a technology tool developed with Mastercard Center for Inclusive Growth, to support managers to transition from cash to digital wages, considering the needs of female workers.

Digital wages and what it means for women

This blog post considers the importance of wage digitization for women’s financial inclusion and raises questions for discussion at BRAC’s Frugal Innovation Forum.

Garment workers’ financial behaviors during the COVID-19 crisis: Lessons learned from factories in Bangladesh, Egypt, and India

In July and August 2020, as part of the HERfinance program, with support from The Bill & Melinda Gates Foundation and the Levi Strauss Foundation, HERproject surveyed 700 workers (57 percent of whom were female), who received HERfinance training from…

HERfinance Posters

HERproject has developed a set of six posters messages for workers based around the six digital wages modules to be displayed around the workplace

How technology can take financial inclusion training further and deeper

This blog explains how the HERfinance Digital Wages Tech Learning Tool incorporates technology to make learning and training more engaging for workers. It also discusses how technology can play a role in bridging the digital gender divide and giving women…

Garment workers experience with wage digitization in Bangladesh

This report presents the results of research conducted in Bangladesh by Microfinance Opportunities in collaboration with the Social Performance Task Force on the experiences of garment workers whose employers changed from paying them in cash to paying them digitally.

Cashless pay, deductions from wages, and the repeal of the Truck Acts in Great Britain, 1945-1986

This article examines the public debate between 1945 and 1986 in Great Britain over repealing the Truck Acts. Advocates of repeal hoped that it might encourage workers to accept wage payment by cheque or electronic transfer, which most manual workers…

Prospects of wage digitization in the apparel sector

Wage digitization in the apparel industry is just in its infancy but is quickly gaining traction as more and more owners see the benefits with the model. However, in order for the adoption to increase, there are certain challenges to…

MFS salary disbursement action plan

This action plan explores how ready-made garment factories and mobile financial service providers in Bangladesh can collaborate in digitizing the salary disbursement process for workers.