Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This manual presents the current state of mobile financial services for garment workers in Bangladesh and the challenges of adopting digitized payments. It covers subjects such as environmental contexts, tips for mitigating challenges, registering accounts and selecting service providers.
The 2016 High-Level Principles for Digital Financial Inclusion provide a basis for country action plans reflecting country context and national circumstances to leverage the potential offered by digital technologies.
This report analyses the shadow economy in eight Central and Southern European countries. It estimates the potential impact of various regulations that, by replacing cash with electronic payments, or by increasing the share of registered consumer cash transactions, may lead…
This report and accompanying video by the Better than Cash Alliance present Sierra Leone’s experience using digital wallets for the payment of frontline Ebola response workers.
Working with Afghanistan’s primary mobile phone operator, the authors of this working paper designed and deployed a new mobile phone-based automatic payroll deduction system at the country’s largest firm. Through a field experiment, they found that default enrollment in payroll…
Individuals and businesses make numerous payments every day. They sometimes have choices about what forms of payment to make or accept, and at other times are effectively forced to use a particular form. Often there is an asymmetric power relationship…
This article covers trends in the US payroll-card market, benefits and risks of using the cards, applicable state and federal laws, and tips for advocates assisting workers on payroll cards.
This guidance note discusses how to design the payment systems of public employment programmes in a progressive way for scaling-up service delivery and financial inclusion and avoid unintended effects.
Global smartphone adoption is set to ramp up massively in the coming years, particularly in developing markets. As more unbanked consumers gain access to smartphones and mobile internet services, new opportunities for mobile financial services models will arise. This GSMA…
This report focuses on the last mile challenges faced by Mahatma Gandhi National Rural Employment Guarantee Act (NREGA) workers in accessing their wages after the wages have been credited to the workers’ bank or postal accounts. It is based on…