Topics Digital technology

Responsible digital wages in RMG sector of Bangladesh

To understand the challenges in wage digitization in garments sector, in the midst of a global pandemic, the principal conveners of the Digital Wages Summit 2019 under the leadership of the Government of Bangladesh strived to understand the challenges of…

The rise of ‘fringetech’: Regulatory risks in earned-wage access

In the absence of regulatory guardrails, some earned wage access programs can perpetuate, and in some instances exacerbate, the very risks providers claim to eliminate when displacing short-term creditors like payday lenders. This article proposes a federal-level regulatory framework based…

Earned wage access and the end of payday lending

This article analyses the earned wage access market, assesses the likelihood that it will displace payday lending, and reveals some of the dangers lurking beneath the low-cost surface of these transactions. It argues that earned wage access products have the…

The impact of mobile money on poverty

This research brief outlines key findings on the impact of mobile money on poverty. It shares evidence from a range of studies about the effects of mobile money on individuals and households and about the user experience of payment transfers…