Topics Digital technology

Fintech’s role in exacerbating or reducing the wealth gap

This article synthesizes research about the long-term costs of debt inequality on communities of colour in the United States of America, adding an in-depth analysis of several new advances in banking and lending, and proposing several key principles for reducing…

Digital wage payments: Challenges and opportunities

On 3 February, IOE, in collaboration with the International Labour Organization and the Better Than Cash Alliance, organised a digital conference on the opportunities and challenges in digital wage payments, as well as on lessons learned in the field.

Factory wage digitization trends

This blog post describes the evolution of digital wage payments in factories spread across Bangladesh’s five main industrial areas (Chittagong, Dhaka City, Gazipur, Narayanganj, and Savar). The findings are based on monthly phone interviews conducted between April and October 2020…

Towards inclusive digital finance in Indonesia

This report reviews existing evidence on the impact of digital financial services and associated policies on development outcomes, provides an overview of the Indonesian context, and identifies promising areas for future research and policy innovation.

Wage digitization manual for ready-made garment factories

The objective of this manual is to provide some effective recommendations to Ready-Made Garments (RMG) factories that are seeking to digitize their wage disbursement system, based on the experiences of Sarathi’s work with two partner commercial banks in digitizing the…