Topics Financial education

HERfinance Posters

HERproject has developed a set of six posters messages for workers based around the six digital wages modules to be displayed around the workplace

Garment workers experience with wage digitization in Bangladesh

This report presents the results of research conducted in Bangladesh by Microfinance Opportunities in collaboration with the Social Performance Task Force on the experiences of garment workers whose employers changed from paying them in cash to paying them digitally.

IOSCO-OECD Core Competencies Framework on financial education for investors

The objective of the Framework is to better prepare investors to navigate an increasingly complex investing environment. It seeks to equip investors with core competencies that enable them to make informed decisions about how to diversify investments, reduce risk or…

Digital Identification & Finance Initiative Africa: An overview of research opportunities

This report summarizes the channels through which the knowledge and technological benefits of digital payments and digital IDs can catalyze change in the implementation of welfare initiatives and household decisions surrounding these programs. The authors highlight four open areas of…

OECD/INFE Core Competencies Framework on financial literacy for MSMEs

This document contains a high-level, outcome-based, internationally relevant, core competencies framework on financial literacy for micro, small and medium-sized enterprises (MSMEs) and potential entrepreneurs. It highlights a range of financial literacy outcomes that may be important to sustain or improve…

Moving to electronic payment in the Thai fishing industry

The objective of this research is to determine the best options for implementation of bank electronic payroll systems for vessel owners and fishers as the practice is now mandatory by law.

Ship to Shore Rights South East Asia ATM Campaign

This video by the ILO Ship to Shore Rights South East Asia project presents in simple steps how to use an ATM.

Regulation of payroll card accounts: A guide for policymakers (with model payroll card legislation)

This guide, developed for the United States of America, provides policymakers with a comprehensive source of information concerning payroll cards. The American Payroll Association’s model payroll card legislation is included in the appendix.

How much does having a bank account help the poor?

Having a bank account is widely regarded as the first step toward financial inclusion of the poor. Funds deposited in a bank account are also observed to lead to higher savings. Exploiting special features of the National Rural Employment Guarantee…

The opportunities and challenges of digitizing government-to-person payments

This paper reviews evidence on the benefits and challenges faced by governments migrating from cash to digital (electronic) government-to-person (G2P) payments. When supported by an appropriate consumer financial protection framework, digital payments enable confidential and convenient financial services, which can…