Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This working paper examines the barriers to financial health for workers in the garment industry, considering family and community dynamics in financial decision-making. It highlights the opportunity for financial health practitioners and policymakers to support financial health and well-being through…
This video features Maria May, the Senior Program Officer with the Inclusive Financial Systems team of the Bill & Melinda Gates Foundation. In this interview, Maria discusses her role as a steering committee member of the ILO’s Global Centre on…
In this video we meet secretary and mother Deborrah Silva Bernaldez, who shares how digital wage payments have enhanced her life. With her salary deposited directly into her payroll account, she enjoys the security and convenience of managing her finances…
This animated video illustrates how to digitize wage payments responsibly. It discusses the benefits of wage digitization and the issues to consider when introducing a responsible transition.
This article explores how wage digitization during the COVID-19 pandemic increased women’s financial account ownership but faced challenges in usage, especially in countries like Bangladesh. Despite positive perceptions, women lacked training, encountered merchant acceptance issues, and struggled in a cash-based…
This report sets out the results from RISE supporting 17 garment factories in Cambodia with over 25,000 workers (85 per cent women) with wage digitalization and enabling workers to access, use and benefit from their accounts.
In Kenya, 78 per cent of wage earners now receive digital payments, a remarkable increase from 55 per cent in 2014, thanks to mobile money innovations. However, challenges remain in transitioning from cash wages to responsible digital payments. Together with…
The benefits of digital wage payments, reinforced by the COVID-19 pandemic and an improving financial infrastructure, have encouraged garment factories in Cambodia to move from cash to digital. Yet, many other factories still need to make the switch. In this…
Many garment workers face challenges when they first get their wages through a bank account. There are challenges for employers too as they must ensure that the switch from cash to digital wage payments takes place, responsibly so that it…
Digital wage payments (wages paid into a bank or mobile account or a prepaid card) have become the norm for most workers worldwide. But millions of workers still lack access to them. When designed and offered responsibly, digital wage payments…