Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
The world is moving to digital payments. They are faster, more secure, more transparent and more efficient than cash. Digital payments can support small and medium enterprises (SMEs) and empower women and youth. The COVID-19 pandemic has accelerated the shift toward paying…
This study profiles promising initiatives that reduce, or have potential to reduce, the risks, burdens and costs for migrant workers of rectifying wage theft, or shift risks and burdens to business and government. The profiled initiatives can equip advocates with…
The Wage Digitization Digest was a monthly desk-based intelligence report produced by Synergos from May 2020 – June 2021 that sourced from English-language media spanning a monthly timeframe specified in the digest. The report covered the impact on workers during…
Over the past decades, the dissemination of technology and digital infrastructures has opened up new and seemingly unparalleled opportunities for sustained growth and innovation. Markets have become more interconnected, digital products and services have mushroomed around the world, and digital…
In the absence of regulatory guardrails, some earned wage access programs can perpetuate, and in some instances exacerbate, the very risks providers claim to eliminate when displacing short-term creditors like payday lenders. This article proposes a federal-level regulatory framework based…
This article analyses the earned wage access market, assesses the likelihood that it will displace payday lending, and reveals some of the dangers lurking beneath the low-cost surface of these transactions. It argues that earned wage access products have the…
This webinar, organized by Better Factories Cambodia, featured speakers from the World Bank, Microfinance Opportunities, and BSR.
This article synthesizes research about the long-term costs of debt inequality on communities of colour in the United States of America, adding an in-depth analysis of several new advances in banking and lending, and proposing several key principles for reducing…
The ILO and Women’s World Banking, along with the Australian Government’s Department of Foreign Affairs and Trade hosted a webinar on digital wage payments given its potential to empower workers, particularly women workers, by increasing their control over their wages…
This report summarizes the discussion of a virtual conference on the opportunities and challenges created by digital wage payments, organized on 3 February 2021 by the International Organisation of Employers, in collaboration with the International Labour Organization and the Better…