Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
This report shares the benefits for garment sector workers and business following participation in HERfinance in India.
Drawing on the experience of the HERproject Digital Wages Program, this report sets out three possible future scenarios of how digital wages may evolve for women garment workers in Bangladesh over the next 10 years. It offers recommendations for action…
Markets for consumer financial services are growing rapidly in low- and middle-income countries and are being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers. The authors seek to bridge regulator and academic perspectives…
This document provides an overview of how countries have leveraged the spread of digital technologies and infrastructure to improve governance, including by digitizing identification systems, social safety net services such as unconditional cash payments, and government response during emergencies (including…
This research leverages a randomized controlled trial covering 197 village clusters in northern Madhya Pradesh, India, where the Mahatma Gandhi National Rural Employment Guarantee Scheme typically deposited women workers’ wages in the bank account of the man head of household.…
The Wage Digitization Digest was a monthly desk-based intelligence report produced by Synergos from May 2020 – June 2021 that sourced from English-language media spanning a monthly timeframe specified in the digest. The report covered the impact on workers during…
This report discusses findings from human-centred design research around the use of cash-in and cash-out services conducted with 400 persons in Bangladesh, India, Northern Kenya, Nigeria, Pakistan, and Tanzania, including about 250 women. It presents the key challenges women face,…
Over the past decades, the dissemination of technology and digital infrastructures has opened up new and seemingly unparalleled opportunities for sustained growth and innovation. Markets have become more interconnected, digital products and services have mushroomed around the world, and digital…
In the absence of regulatory guardrails, some earned wage access programs can perpetuate, and in some instances exacerbate, the very risks providers claim to eliminate when displacing short-term creditors like payday lenders. This article proposes a federal-level regulatory framework based…
This report provides recommendations to make credible advances on responsible payments digitization for workers in Senegal, with an emphasis on raising awareness of the benefits and costs amongst key stakeholders, promoting trust and fair digital payment standards, introducing targeted incentives…