Types Publications

The impact of mobile money on poverty

This research brief outlines key findings on the impact of mobile money on poverty. It shares evidence from a range of studies about the effects of mobile money on individuals and households and about the user experience of payment transfers…

Fintech’s role in exacerbating or reducing the wealth gap

This article synthesizes research about the long-term costs of debt inequality on communities of colour in the United States of America, adding an in-depth analysis of several new advances in banking and lending, and proposing several key principles for reducing…

Report on IOE digital wage payments conference (virtual)

This report summarizes the discussion of a virtual conference on the opportunities and challenges created by digital wage payments, organized on 3 February 2021 by the International Organisation of Employers, in collaboration with the International Labour Organization and the Better…

Towards inclusive digital finance in Indonesia

This report reviews existing evidence on the impact of digital financial services and associated policies on development outcomes, provides an overview of the Indonesian context, and identifies promising areas for future research and policy innovation.


Why does the payday still exist? This article studies various explanations—economic, historical, behavioral, and legal. It concludes that the payday owes its existence to legacy legal architecture and suggests a path for legal reform.