Contact us: digitalwages@ilo.org
Contact us: digitalwages@ilo.org
How do inexperienced consumers learn to use a new financial technology? This paper presents results from a field experiment that introduced payroll accounts in a population of largely unbanked factory workers in Bangladesh. In the experiment, workers in a treatment…
This report develops a conceptual framework to explore the causal mechanisms linking women’s economic empowerment and digital financial services, reviews the empirical evidence for each of these mechanisms, identifies challenges observed in interpreting the evidence, and highlights a set of…
This report reviews existing evidence on the impact of digital financial services and associated policies on development outcomes, provides an overview of the Indonesian context, and identifies promising areas for future research and policy innovation.
Why does the payday still exist? This article studies various explanations—economic, historical, behavioral, and legal. It concludes that the payday owes its existence to legacy legal architecture and suggests a path for legal reform.
This report shares five lessons and insights on the scaling of digital financial services from a partnership between BSR’s HERproject and the Mastercard Center for Inclusive Growth. The partnership aims to leverage the HERfinance Digital Wages program to scale up…
This report documents the rights situation of workers in Thailand’s fishing sector. It is based on surveys conducted from July to November 2019 and builds on research from 2018 that included 300 migrant workers in six provinces.
The webinar was organized on 9 July 2020 by the ILO Office in Viet Nam, the ILO’s Social Finance Programme and Women’s World Banking, with support from the Australian Government’s Department of Foreign Affairs and Trade. Speakers: Valérie Breda (Technical…
This note explores the opportunities associated with an expansion of digital financial services in emerging and developing economies and highlights the potential risks associated with their rapid ramping up.
Endorsed by G20 finance ministers, this report outlines 10 policy options to enable G20 members and other governments to rapidly work towards digital financial inclusion of all women. These will not only drive women’s greater economic participation but will also…
This brief describes the results of a joint IFC and Bangladesh Bank initiative that developed the business case for electronic wage payments in Bangladesh’s garment sector to increase women’s financial inclusion.