Types Publications

Responsible Digital Finance Ecosystem (RDFE): A conceptual framework

Though recent technological trends have improved overall customer experience and convenience when accessing and using financial services, they have also led to an increase in consumer risks largely arising from fraud and data misuse. This working paper presents a conceptual…

Research brief: Digital wages for decent work in Kenya

In Kenya, 78 per cent of wage earners now receive digital payments, a remarkable increase from 55 per cent in 2014, thanks to mobile money innovations. However, challenges remain in transitioning from cash wages to responsible digital payments. Together with…

Digital wages for decent work in Indonesia – A rapid assessment

Digital wage payments (through bank accounts, mobile money wallets or prepaid cards) can benefit workers and enterprises and contribute to achieving public policy goals. But the transition from cash to responsible digital wages brings challenges such as limited financial infrastructure…